The Everyday Girl Guide to: Saving $200 by 2014 (Step Away From The Debit Card)

September 11, 2013

I was hoping it wouldn’t have to come to this, but it does.

I need to freeze my debit card.

I’ve put this off because I work far enough from home to want to have my money available to me at all times.  There are ways around this, though, and I need to use them.

I’m going to use the envelope system.

Basically, I’ll pay what has to be paid by check or out of the account as soon as I get paid.  This includes what goes into my savings.  Everything else, every last penny, goes into an envelope in the form of cash.  If I don’t have cash, I can’t spend it.

Again, I used to be good at this, so it’s driving me nuts that I’m not anymore.  But with a little hard work, I can be good at it again.

It just might pinch a little at the beginning.

 

How to Budget With the Envelope System

 

 

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3 Responses to “The Everyday Girl Guide to: Saving $200 by 2014 (Step Away From The Debit Card)”


  1. Dave Ramsey would be proud. =)

  2. graydarling Says:

    I started paying cash for everything in December last year. What a difference it had made to my budget. I don’t spend everything in my account. It’s wonderful actually having money. And it IS harder to spend cash than plastic!!


  3. […] The Everyday Girl Guide to: Saving $200 by 2014 (Step Away From The Debit Card) (everydaygirlguidetolife.wordpress.com) […]


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